Loans

Personal and business lending

Bigger banks need to check all the boxes before approving a loan. We go outside the box and beyond automation to learn about you. As your local bank, we find ways to say yes.

Whether you’re part of a family, represent a business or simply being yourself, The Peoples Bank can create a custom loan designed around the details of your unique circumstances.

Mortgages

From fixed-rate mortgages to construction loans and lot loans, The Peoples Bank handles your home loans in-house!

Mortgages

Home Equity Loans

Use the equity you’ve built up in your home to finance home improvements, a second home or other big purchases with a home equity loan or home equity line of credit.

Home Equity Loans

Personal Loans

Whatever your situation, our auto loans, boat loans and other personal loans provide local convenience and terms that suit your life.

Personal Loans

Business Loans

We look for reasons to say yes when it comes to business equipment loans, operating lines of credit, business vehicle loans and more.

Business Loans

Commercial Real Estate Loans

Unlike big national banks, The Peoples Bank offers flexible and creative commercial real estate loans, construction loans and land loans.

Commercial Real Estate Loans

Ag Loans

We’ve been assisting agribusinesses for more than 100 years, which is why we’re able to provide nimble lending options — faster than other banks.

Ag Loans

Waterman Loans

Fish, oysters, crabs — whatever you’re hauling in, we can help you out with finance options especially for watermen in Rock Hall, Kent County and beyond.

Waterman Loans

Business Lines of Credit

We tailor our business lines of credit to address your business’s unique needs. Borrow in the short term and pay off the line when it suits your cash cycle.

Business Lines of Credit