The Peoples Bank Mortgage Solutions
At The Peoples Bank, we make homeownership dreams come true with our exclusive in-house mortgage options. Our local underwriting guidelines give us the flexibility to tailor loans to your needs, all with the personalized service you expect from a community bank.
Why Choose The Peoples Bank?
Whether you're buying or building your dream home, or tapping into your home’s equity, we’ve got you covered. Our mortgage options are designed to make your life easier. Plus, our in-house products mean competitive terms and quick decisions, right here in your community. We are your trusted local bank, serving Kent, Queen Anne’s, Talbot, and Cecil Counties.
Fixed-Rate Mortgage
Looking for stability? Our fixed-rate mortgages are perfect for buying or refinancing. Choose the loan term that fits your lifestyle, whether you want lower monthly payments or to save on interest.
Construction Mortgage
Building a home? Our construction mortgage can be a two-in-one deal! Enjoy interest-only payments during construction, then seamlessly switch to amortizing payments once your home is ready. One loan, one settlement, zero hassle.
Lot Loan Mortgage
Found the perfect spot for your future home? Secure it with our Lot Loan. We offer flexible terms to give you the time you need to plan and build. Plus, we can roll it into a construction loan when you’re ready to build.
Local Expertise, Personal Touch
At The Peoples Bank, we treat you like family. Our friendly team is here to offer local expertise and personalized service, making your homeownership journey fun and stress-free. Choose The Peoples Bank for flexible mortgage options, competitive rates, and a trusted, community-focused experience. We’re here to support you every step of the way.
Ready to get started? Call us at (410) 778-3500, email us at LendersGroup@pbkc.com, or visit your nearest branch to find out about our current rates and how we can help you on the road to buying a home. Let’s make your homeownership dreams a reality!
The bank has other options such as Investment Loans, Vacation Home Loans, and Jumbo Loans. Please call for details.
Loan calculator
Meet your lenders
Loan Officer NMLS #: 446532 Email L. Susan
Branch Administrator NMLS #: 446534 Email Sheila
Chief Lending Officer NMLS #: 1132599 Email David
Branch Manager (Millington) NMLS #: 446537 Email Eva
Chief Credit Officer NMLS #: 2045085 Email Mary Chandler
Loan Officer NMLS #: 446538 Email Cecil
Loan Officer NMLS #: 615426 Email Kim
Branch Manager (Sudlersville) NMLS #: 446539 Email Carolyn
Get started
Stop by your nearest branch or fill out the form below!