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Mortgages

Explore Our Mortgage Solutions

At Peoples Powered by Hanscom Federal Credit Union, we make homeownership dreams come true with our exclusive in-house mortgage options. Our local underwriting guidelines give us the flexibility to tailor loans to your needs, all with the personalized service you expect from a community credit union.

Why Choose Us?

Whether you're buying or building your dream home, or tapping into your home’s equity, we’ve got you covered. Our mortgage options are designed to make your life easier. Plus, our in-house products mean competitive terms and quick decisions, right here in your community. We are your trusted local credit union, serving Kent, Queen Anne’s, Talbot, and Cecil Counties.

Fixed-Rate Mortgage

Looking for stability? Our fixed-rate mortgages are perfect for buying or refinancing. Choose the loan term that fits your lifestyle, whether you want lower monthly payments or to save on interest.

Construction Mortgage

Building a home? Our construction mortgage can be a two-in-one deal! Enjoy interest-only payments during construction, then seamlessly switch to amortizing payments once your home is ready. One loan, one settlement, zero hassle.

Lot Loan Mortgage

Found the perfect spot for your future home? Secure it with our Lot Loan. We offer flexible terms to give you the time you need to plan and build. Plus, we can roll it into a construction loan when you’re ready to build.

Local Expertise, Personal Touch

At Peoples Powered by Hanscom Federal Credit Union, we treat you like family. Our friendly team is here to offer local expertise and personalized service, making your homeownership journey fun and stress-free. With flexible mortgage options, competitive rates, and a trusted, community-focused experience, we’re here to support you every step of the way.

Ready to get started? Call us at (410) 778-3500, email us or visit your nearest branch to find out about our current rates and how we can help you on the road to buying a home. Let’s make your homeownership dreams a reality!

We have other options such as Investment Loans, Vacation Home Loans, and Jumbo Loans. Please call for details.

Loan calculator

Meet your Maryland Region Lenders

L. Susan Barnhardt
L. Susan Barnhardt Vice President,
Loan Officer
NMLS #: 446532 Email L. Susan
Sheila Bolton
Sheila M. Bolton Vice President,
Branch Administrator
NMLS #: 446534 Email Sheila
David Bowman
David A. Bowman Senior Vice President,
Chief Lending Officer
NMLS #: 1132599 Email David
Mary Chandler Obrecht
Mary Chandler Obrecht Executive Vice President,
Chief Credit Officer
NMLS #: 2045085 Email Mary Chandler
Cecil Reihl
Cecil A. Reihl Vice President,
Loan Officer
NMLS #: 446538 Email Cecil
Carolyn Walls
Carolyn L. Walls Asst. Vice President,
Branch Manager (Sudlersville)
NMLS #: 446539 Email Carolyn

Get started

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