Checking Accounts

Check out your options

Peoples Powered by Hanscom Federal Credit Union provides three checking accounts for individuals and families, including two dividend-earning accounts. Compare your choices below!

Personal Checking Accounts
  Regular Checking

Dividend Checking

Premier Dividend Checking

Who is it for? Anyone who wants an easy checking account without a lot of fees People who want to earn dividends on their checking balance People who carry a higher balance and want to enjoy better dividend rates
Minimum balance to open $50.00 $50.00 $50.00
Minimum balance to maintain1 $500.00 $1,000.00 $2,500.00
Monthly fee2

$5.00 if balance is below $500.00

$6.00 if balance is below $400.00

$7.00 if balance is below $300.00

(waived if minimum balance requirement is met, you have direct deposit or you are at least 62 years old)

$8.00

(waived if minimum balance requirement is met)

$10.00

(waived if minimum balance requirement is met)
Earns dividends 3   Yes Yes
Check writing No fees No fees No fees
Free debit card Yes Yes Yes
Online Banking & Bill Pay Yes Yes Yes
Mobile Banking Yes Yes Yes
Telephone Banking Yes Yes Yes
Picture Pay4 Yes Yes Yes
P2P transfers5 Yes Yes Yes
RoundUp feature Yes Yes Yes
Overdraft protection Yes Yes Yes

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