Home Equity Loans

Better loans, local service

Use the equity you’ve built up in your home to finance home improvements, bill consolidation, education, vacation or other big purchases. In addition to the personalized, convenient service you expect from our local lending team, our home equity loans or lines of credit feature reduced closing costs compared to that of a primary mortgage.

We have two great home equity loan products that will help you accomplish your financial goals. We have a Home Equity Line of Credit and a Fixed Rate Home Equity Loan.

Both options help you access the money you need from your full-service community bank.

For information on rates or to find out more about our Home Equity Loans, please contact our experienced lending team at (410) 778-3500, email us at LendersGroup@pbkc.com, or stop by your local branch.

Fixed Rate Home Equity Features

Fixed interest rate, affordable payments and convenient terms
Reduced closing costs
One-time loan proceed disbursement at settlement
Variety of competitive loan terms to fit your budget
Fixed rate home equity loan interest may be tax deductible; consult your tax advisor
Easy way to access funds by unlocking the potential of the equity in your home

Home Equity Line of Credit Features

Flexibility to borrower funds, pay back funds and re-borrow funds without an additional settlement
Convenient access of the line of credit through the use of home equity line of credit checks
Reduced closing costs
Variable rate
Home equity line of credit interest may be tax deductible; consult your tax advisor
Easy way to access funds by unlocking the potential of the equity in your home
Affordable monthly payments based on the outstanding balance
No closing cost option available

Loan Calculator

Meet your lenders

L. Susan Barnhardt Vice President,
Loan Officer NMLS #: 446532 Email L. Susan

Sheila Bolton — Sheila M. Bolton Vice President,
Branch Administrator NMLS #: 446534 Email Sheila

David Bowman — David A. Bowman Senior Vice President,
Chief Lending Officer NMLS #: 1132599 Email David

Eva Hickman — Eva W. Hickman Asst. Vice President,
Branch Manager (Millington) NMLS #: 446537 Email Eva

Mary Chandler Obrecht Executive Vice President,
Chief Credit Officer NMLS #: 2045085 Email Mary Chandler

Cecil Reihl — Cecil A. Reihl Vice President,
Loan Officer NMLS #: 446538 Email Cecil

Kim Swyka Vice President,
Loan Officer NMLS #: 615426 Email Kim

Carolyn Walls — Carolyn L. Walls Asst. Vice President,
Branch Manager (Sudlersville) NMLS #: 446539 Email Carolyn

Get started

Stop by your nearest branch or fill out the form below!