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Better loans, local service
Use the equity you’ve built up in your home to finance home improvements, bill consolidation, education, vacation or other big purchases. In addition to the personalized, convenient service you expect from our local lending team, our home equity loans or lines of credit feature reduced closing costs compared to that of a primary mortgage.
We have two great home equity loan products that will help you accomplish your financial goals. We have a Home Equity Line of Credit and a Fixed Rate Home Equity Loan.
Both options help you access the money you need from your full-service community bank.
For information on rates or to find out more about our Home Equity Loans, please contact our experienced lending team at (410) 778-3500, email us at LendersGroup@pbkc.com, or stop by your local branch.
Fixed Rate Home Equity Features
- Fixed interest rate, affordable payments and convenient terms
- Reduced closing costs
- One-time loan proceed disbursement at settlement
- Variety of competitive loan terms to fit your budget
- Fixed rate home equity loan interest may be tax deductible; consult your tax advisor
- Easy way to access funds by unlocking the potential of the equity in your home
Home Equity Line of Credit Features
- Flexibility to borrower funds, pay back funds and re-borrow funds without an additional settlement
- Convenient access of the line of credit through the use of home equity line of credit checks
- Reduced closing costs
- Variable rate
- Home equity line of credit interest may be tax deductible; consult your tax advisor
- Easy way to access funds by unlocking the potential of the equity in your home
- Affordable monthly payments based on the outstanding balance
- No closing cost option available
Loan Calculator
Meet your lenders
Loan Officer NMLS #: 446532 Email L. Susan
Branch Administrator NMLS #: 446534 Email Sheila
Chief Lending Officer NMLS #: 1132599 Email David
Branch Manager (Millington) NMLS #: 446537 Email Eva
Chief Credit Officer NMLS #: 2045085 Email Mary Chandler
Loan Officer NMLS #: 446538 Email Cecil
Loan Officer NMLS #: 615426 Email Kim
Branch Manager (Sudlersville) NMLS #: 446539 Email Carolyn
Get started
Stop by your nearest branch or fill out the form below!