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Home Equity Loans

Better loans, local service

Use the equity you’ve built up in your home to finance home improvements, bill consolidation, education, vacation or other big purchases. In addition to the personalized, convenient service you expect from our local lending team, our home equity loans or lines of credit feature reduced closing costs compared to that of a primary mortgage.

We have two great home equity loan products that will help you accomplish your financial goals. We have a Home Equity Line of Credit and a Fixed Rate Home Equity Loan.

Both options help you access the money you need from your full-service community bank.

For information on rates or to find out more about our Home Equity Loans, please contact our experienced lending team at (410) 778-3500, email us at LendersGroup@pbkc.com, or stop by your local branch.

Fixed Rate Home Equity Features

  • Fixed interest rate, affordable payments and convenient terms
  • Reduced closing costs
  • One-time loan proceed disbursement at settlement
  • Variety of competitive loan terms to fit your budget
  • Fixed rate home equity loan interest may be tax deductible; consult your tax advisor
  • Easy way to access funds by unlocking the potential of the equity in your home

Home Equity Line of Credit Features

  • Flexibility to borrower funds, pay back funds and re-borrow funds without an additional settlement
  • Convenient access of the line of credit through the use of home equity line of credit checks
  • Reduced closing costs
  • Variable rate
  • Home equity line of credit interest may be tax deductible; consult your tax advisor
  • Easy way to access funds by unlocking the potential of the equity in your home
  • Affordable monthly payments based on the outstanding balance
  • No closing cost option available

Loan Calculator

Meet your lenders

L. Susan Barnhardt
L. Susan Barnhardt Vice President,
Loan Officer
NMLS #: 446532 Email L. Susan
Sheila Bolton
Sheila M. Bolton Vice President,
Branch Administrator
NMLS #: 446534 Email Sheila
David Bowman
David A. Bowman Senior Vice President,
Chief Lending Officer
NMLS #: 1132599 Email David
Eva Hickman
Eva W. Hickman Asst. Vice President,
Branch Manager (Millington)
NMLS #: 446537 Email Eva
Mary Chandler Obrecht
Mary Chandler Obrecht Executive Vice President,
Chief Credit Officer
NMLS #: 2045085 Email Mary Chandler
Cecil Reihl
Cecil A. Reihl Vice President,
Loan Officer
NMLS #: 446538 Email Cecil
Kim Swyka
Kim Swyka Vice President,
Loan Officer
NMLS #: 615426 Email Kim
Carolyn Walls
Carolyn L. Walls Asst. Vice President,
Branch Manager (Sudlersville)
NMLS #: 446539 Email Carolyn

Get started

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