Executive Management

Ralph W. Dowling

President

Chief Executive Officer

NMLS #1748023

Randall M. Robey

Executive Vice President

Chief Financial Officer

H. Lawrence Lyons

Executive Vice President

Chief Operating Officer

NMLS #446638

Nancy L. Greenwood

Senior Vice President

Chief Credit Officer

NMLS #446535

Stephanie L. Usilton

Executive Vice President

Human Resources Officer

Terri L. Garvey

Senior Vice President

Branch Administrator

NMLS #446637

Directors

(Back Row) William G. Wheatley - Chairman of Bancorp Board, LaMonte E. Cooke, Gary B. Fellows, R. Allen Davis, Myles S. Loller, Robert W. Clark, Jr., Stefan R. Skipp (Front Row) Ralph W. Dowling, Elizabeth A. Strong, E. Jean Anthony - Chairperson of Bank Board, Patricia Joan Horsey

Branch Management

Harriet Creighton (Rock Hall), Eva Hickman (Millington), Brandi Blyman (Washington Ave.), Jodi Richardson (Easton), Katie DiSano (Main Branch), Sheila Dwyer (Galena), Carolyn Walls (Sudlersville)