Executive Management

Ralph W. Dowling

President

Chief Executive Officer

NMLS #1748023

Randall M. Robey

Executive Vice President

Chief Financial Officer

H. Lawrence Lyons

Executive Vice President

Chief Operating Officer

NMLS #446638

Stephanie L. Usilton

Executive Vice President

Human Resources Officer

Terri L. Garvey

Senior Vice President

Branch Administrator

NMLS #446637

David A. Bowman

Senior Vice President

Chief Lending Officer

NMLS #1132599

Nancy L. Greenwood

Senior Vice President

Chief Credit Officer

NMLS #446535

Directors

(Back Row) William G. Wheatley - Chairman of Bancorp Board, LaMonte E. Cooke, Gary B. Fellows - Chairman of Bank Board, R. Allen Davis - Vice Chairman of Bank Board, Myles S. Loller, Robert W. Clark, Jr., Stefan R. Skipp (Front Row) Ralph W. Dowling, Elizabeth A. Strong - Retired Director, E. Jean Anthony, Patricia Joan Horsey

Not Pictured: Corey Duncan - Newly Elected Director as of 5/20/2020, Trey Hill - Newly Elected Director as of 5/20/2020

Branch Management

Harriet Creighton (Rock Hall), Eva Hickman (Millington), Brandi Blyman (Washington Ave.), Jodi Richardson (Easton), Katie DiSano (Main Branch), Sheila Dwyer (Galena), Carolyn Walls (Sudlersville)

All branches except our Easton Branch will remain drive thru-only unless an appointment is needed for lengthy transactions or meetings with loan officers. The Easton Branch lobby will be open from 9 a.m. - 4 p.m., Monday through Friday. Each customer must follow our COVID-19 protocol in order to enter the Bank. Most normal transactions can be conveniently taken care of at one a drive-thru.

The Washington Avenue Branch has resumed Saturday drive-thru window service. Saturday hours are 9 a.m. - 12 p.m. For more information on our Pandemic Plan and COVID-19, please click here.