Executive Management

Ralph W. Dowling

President

Chief Executive Officer

NMLS #1748023

Randall M. Robey

Executive Vice President

Chief Financial Officer

H. Lawrence Lyons

Executive Vice President

Chief Operating Officer

NMLS #446638

Stephanie L. Usilton

Executive Vice President

Human Resources Officer

Terri L. Garvey

Senior Vice President

Branch Administrator

NMLS #446637

David A. Bowman

Senior Vice President

Chief Lending Officer

NMLS #1132599

Mary Chandler Obrecht

Senior Vice President

Chief Credit Officer

NMLS #2045085

Directors

(Back Row) William G. Wheatley - Chairman of Bancorp Board, LaMonte E. Cooke, Gary B. Fellows - Chairman of Bank Board, R. Allen Davis - Vice Chairman of Bank Board, Myles S. Loller, Robert W. Clark, Jr., Stefan R. Skipp (Front Row) Ralph W. Dowling, Elizabeth A. Strong - Retired Director, E. Jean Anthony, Patricia Joan Horsey

Not Pictured: Corey Duncan - Newly Elected Director as of 5/20/2020, Trey Hill - Newly Elected Director as of 5/20/2020, Megan B. Owings - Newly Elected Director as of 11/18/2020.

Branch Management

Harriet Creighton (Rock Hall), Eva Hickman (Millington), Brandi Blyman (Washington Ave.), Jodi Richardson (Easton), Katie DiSano (Main Branch), Sheila Dwyer (Galena), Carolyn Walls (Sudlersville)

Effective Monday, May 17th, we will reopen all lobbies with the exception of the Main Office and Millington Branch. The Millington Branch will remain drive-thru only until May 23. Our Main Office will remain by appointment only, in order to mitigate any potential risk of a disruption to operations. All customers and vendors will be required to be masked while in the building. However, we will require customers to lower their mask momentarily prior to entering the building for security purposes. Read more on reopening plans here.


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